If your child loses something valuable, can you file a claim for it under home contents insurance? - what does contents insurance cover camera
Home insurance covers the entire contents of the house, no matter who owns the law? I mean, if your spouse or child loses something, you can still a demand, even if you have the right of the complainant, who have said inside the house, or I am wrong about this?
something valuable tool, camera, iPod, digital and PSP.
Wednesday, February 3, 2010
What Does Contents Insurance Cover Camera If Your Child Loses Something Valuable, Can You File A Claim For It Under Home Contents Insurance?
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If (and I stress if), which are covered should your deductible on your policy - which is probably greater than the value of lost property. But, sorry "LOST" is not a risk that insurance companies offer the disadvantages.
ReplyDeleteThis was a lesson in learning for your child and not replace them! Perhaps, if we decide to replace them, they shall be better for themselves
Most likely, stolen by friends of his son anyway!
You probably can, but some small claims, superior because it is a sharp increase in premiums or cancellation of personal data - that is, twice before looking statements small object.
ReplyDeleteIPods, digital cameras and PSP would be cheaper to replace it, their premiums up or reduced their insurance.
ReplyDeleteYou are wrong on this point.
ReplyDeleteMost of the measures include the content is a risk. This means that - covered the cause of the loss must be explicitly listed in the policy - fire, light, smoke, vandalism, theft. His son has lost the subject can not be considered a threat. The role of the plasma televisions in the last hour and can be seen as a threat. And if you called the police and not filed criminal charges against Junior - theft and vandalism are enforced.
If you have something that is very much like an engagement ring precious, and so can you set the theme of your policy and additional premium for it. This is reporting the lost. If you have a camera, 1000 is probably not cost effective for the track program.
You are wrong on this point.
ReplyDeleteMost of the measures include the content is a risk. This means that - covered the cause of the loss must be explicitly listed in the policy - fire, light, smoke, vandalism, theft. His son has lost the subject can not be considered a threat. The role of the plasma televisions in the last hour and can be seen as a threat. And if you called the police and not filed criminal charges against Junior - theft and vandalism are enforced.
If you have something that is very much like an engagement ring precious, and so can you set the theme of your policy and additional premium for it. This is reporting the lost. If you have a camera, 1000 is probably not cost effective for the track program.
It is possible, but the cost of replacing these items compartively small that you can pay a high price in the future of home insurance premiums.
ReplyDeletePurchased separately The insurance is offered in your home insurance, what's the point? If there is an increase in insurance premiums in the future at home, it is not worth making a claim.
Here you can view the contents of private insurance and what is covered: http://best-home-owners-insurance.com/Articles/Home_Contents_Insurance_For_Your_Stuff.php